:root {
  --brand: #1039B2;
  --bg: #f0f6ff;
  --ink: #111827;
  --muted: #6b7280;
  --soft: #f3f4f6;
  --ring: rgba(16,57,178,.25);
  --radius: 14px;
}
* { box-sizing: border-box; }
html,body { margin:0; padding:0; font-family: system-ui, -apple-system, Segoe UI, Roboto, Inter, Helvetica, Arial, sans-serif; color: var(--ink); background: var(--bg); }
img { max-width:100%; height:auto; display:block; }
a { color: var(--brand); text-decoration: none; }
a:hover { text-decoration: underline; }
.container { width: min(1100px, 90%); margin-inline: auto; }
.btn { background: var(--brand); color: white; padding: .7rem 1rem; border-radius: 999px; display: inline-block; border: none; }
.btn:hover { filter: brightness(.95); text-decoration: none; }
.site-header { position: sticky; top:0; z-index:100; backdrop-filter: blur(12px); background: rgba(255,255,255,.9); border-bottom: 1px solid #e5e7eb; }
.nav-wrap { display:flex; align-items:center; justify-content: space-between; justify-content:space-between; gap: 1rem; }
.logo { display:flex; align-items:center; justify-content: space-between; gap:.6rem; font-weight:700; color:inherit; }
.logo img { height:40px; width:auto; object-fit:contain; }
.topnav ul { display:flex; list-style:none; gap: 1rem; padding:0; margin:0; align-items:center; justify-content: space-between; }
.topnav .nav-toggle { display:none; background:none; border:none; font-size:1.5rem; }
.hero { position:relative; overflow:hidden; }
.hero .media { position:absolute; inset:0; z-index:-1; }
.hero .media::after { content:""; position:absolute; inset:0; background: linear-gradient(180deg, rgba(0,0,0,.25), rgba(255,255,255,0) 30%, rgba(255,255,255,1)); }
.hero .content { padding: clamp(3rem, 10vw, 7rem) 0 3rem; }
.hero h1 { font-size: clamp(2rem, 4vw, 3rem); margin:0 0 .5rem; }
.hero p.sub { color:#1f2937; max-width: 65ch; font-size: 1.125rem; }
.grid { display:grid; gap:1rem; }
.grid.cols-3 { grid-template-columns: repeat(3, 1fr); }
.grid.cols-2 { grid-template-columns: repeat(2, 1fr); }
.card { background: white; border: 1px solid #e5e7eb; border-radius: var(--radius); padding: 1rem; }
.iconrow { display:flex; gap:1rem; flex-wrap:wrap; }
.iconrow .chip { background: var(--soft); padding:.6rem .8rem; border-radius: 999px; border:1px solid #e5e7eb; display:flex; align-items:center; justify-content: space-between; gap:.5rem; }
.section { padding: 3rem 0; }
.section h2 { margin-top:0; font-size: clamp(1.5rem, 2.5vw, 2rem); }
.kicker { font-size:.9rem; color: var(--brand); letter-spacing:.08em; text-transform:uppercase; font-weight:700; }
.table { width:100%; border-collapse: collapse; }
.table th, .table td { border:1px solid #e5e7eb; padding:.8rem; text-align:left; }
.badge { background: #e0ecff; color: #0b2b8b; padding:.25rem .5rem; border-radius:999px; font-size:.85rem; border: 1px solid #c8dbff; }
.site-footer { background: #f8fafc; padding: 2rem 0; border-top: 1px solid #e5e7eb; margin-top: 3rem; }
.footer-grid { display:grid; gap:1rem; grid-template-columns: 2fr 1fr 1fr; }
.muted { color: var(--muted); }
.accordion details { border:1px solid #e5e7eb; border-radius: var(--radius); padding: .8rem 1rem; background:white; }
.accordion details+details { margin-top:.6rem; }
form .row { display:grid; gap:1rem; grid-template-columns:1fr 1fr; }
form label { display:block; font-weight:600; margin:.5rem 0 .25rem; }
input, select, textarea { width:100%; padding:.7rem .9rem; border:1px solid #d1d5db; border-radius: 10px; outline:none; }
input:focus, select:focus, textarea:focus { border-color: var(--brand); box-shadow: 0 0 0 .25rem var(--ring); }
@media (max-width: 860px) {
  .grid.cols-3 { grid-template-columns: 1fr; }
  .grid.cols-2 { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr; }
  .topnav ul { display:none; flex-direction: column; align-items:flex-start; background:white; border:1px solid #e5e7eb; position:absolute; right:1rem; top:64px; padding: .75rem; border-radius: 12px; }
  .topnav .nav-toggle { display:block; }
}